Best Phones Under PKR 100,000 (1 Lakh) in Pakistan — Updated July 2026

PKR 100,000 is the most interesting budget in Pakistan's phone market right now. Spend it on a new phone and you get a genuinely good midranger with warranty. Spend it used and you can walk away with a two-or-three-year-old flagship that still out-shoots anything new at this price. This guide is updated monthly — last updated July 2026 — with fresh prices from local retailers and the used market. All figures are approximate ranges; prices move with the rupee, so always confirm before you pay.

What changed this month

• The Redmi Note 15 series (launched in Pakistan in March 2026) has settled into the bracket: the Note 15 Pro now hovers around PKR 89,000–95,000, and it has pushed the older Note 14 Pro down to roughly PKR 80,000–85,000.
• Samsung is running an official discount on the Galaxy A36 (8/256), bringing it to around PKR 99,000 versus a PKR 1,20,000 list price — worth grabbing while it lasts.
• The Poco X7 Pro has drifted above 1 lakh (around PKR 1,35,000–1,40,000 for the 12/512 variant) and drops out of this list.
• PTA revalued taxes on the Galaxy S22 series in January 2026, which reshuffled used S22 prices — more on that below.

Best new phones under 1 lakh (July 2026)

1. Xiaomi Redmi Note 15 Pro — around PKR 89,000–95,000

The default pick this month. 200MP main camera, 120Hz AMOLED, a huge 6500mAh battery, and it's the newest hardware you can get at this budget. Who it's for: anyone who wants the most phone per rupee, brand-new with warranty.

2. Xiaomi Redmi Note 14 Pro — around PKR 80,000–85,000

Last year's pick, now cheaper thanks to the Note 15 launch. Still a 120Hz AMOLED, capable cameras, and it leaves PKR 10,000–15,000 in your pocket. Who it's for: value hunters who don't need the latest model.

3. Samsung Galaxy A36 5G — around PKR 99,000 (discounted)

Samsung's midranger squeaks under 1 lakh only while the official discount runs. You trade some raw specs for One UI polish, better resale, and Samsung's longer software-update promise. Who it's for: people who keep phones for 4+ years and want updates and resale value.

4. Infinix Note 50 Pro — around PKR 80,000–85,000

The flagship-killer play: big AMOLED, fast charging, aggressive specs for the price. Software updates are the weak spot. Who it's for: spec-sheet maximalists on a strict budget.

5. Tecno Camon 40 Pro — around PKR 70,000–75,000

The cheapest phone on this list that doesn't feel cheap, with a camera-first pitch. Who it's for: camera-focused buyers who'd rather save PKR 25,000–30,000 than chase benchmarks.

Best used phones under 1 lakh (July 2026)

This is where 1 lakh gets exciting — but only if the phone is PTA-approved. A non-PTA phone will lose signal after 60 days unless you pay the PTA tax on top, which usually kills the deal. Before handing over cash, dial *#06# for the IMEI, then text the IMEI to 8484 (or use the DIRBS website) to confirm the device is PTA-compliant. Estimate any tax due with our PTA tax calculator.

1. Used iPhone 11 (64/128GB, PTA-approved) — around PKR 75,000–95,000

The most comfortable iPhone buy at this budget in July 2026. Insist on 80%+ battery health and a clean IMEI check. iOS support is winding down, but the camera and build still embarrass most new midrangers. Read our used iPhone buying checklist before you meet a seller.

2. Used iPhone 12 (64GB, PTA-approved) — around PKR 1,00,000–1,25,000 (stretch pick)

Private-sale units in good condition sit right at or just above 1 lakh; certified refurbished units with warranty run closer to PKR 1,25,000. OLED display, 5G, and longer software runway than the 11. Who it's for: buyers who can stretch slightly for a much newer iPhone.

3. Used Samsung Galaxy S22 (PTA-approved) — around PKR 90,000–1,10,000

After January's PTA tax revaluation, approved used S22s cluster right around the 1-lakh mark. A genuine flagship — glass-and-metal build, excellent camera, flagship chip. Watch battery health; the S22's smaller cell ages fast. Who it's for: Android buyers who want flagship feel over a new midranger's bigger battery.

4. Google Pixel 8a — still above budget

PTA-approved Pixel 8a units are holding around PKR 1,40,000+ even used, so they miss the cut this month. Tempted by Pixel cameras? Hunt for a well-kept Pixel 7a instead.

New midranger vs used flagship: quick comparison

Rule of thumb: if you keep phones for years and hate risk, buy new. If you value camera and feel, and you're willing to verify battery health and PTA status, the used flagship wins at 1 lakh.

Where to buy

Browse thousands of new and used listings from sellers across Pakistan on Harib. Can't find the exact model, storage, and condition you want at your price? Post a brief and let sellers come to you with offers.

FAQ

Is a used iPhone better than a new midranger under 1 lakh?

For camera quality and day-to-day smoothness, a PTA-approved used iPhone 11 usually beats a new midranger. For battery life, warranty, and software runway, the new midranger wins. Decide which two of those you care about most.

How do I check PTA status before buying a used phone?

Dial *#06# to get the IMEI, then SMS the 15-digit IMEI to 8484. You'll get a reply confirming whether the device is PTA-compliant, non-compliant, or blocked. Never pay before running this check yourself, on the spot.

Which is the best new phone under PKR 100,000 in July 2026?

The Redmi Note 15 Pro at around PKR 89,000–95,000 is the strongest all-rounder this month, with the discounted Samsung Galaxy A36 the pick if you prioritise updates and resale.

Will prices change after July 2026?

Almost certainly. Pakistani phone prices track the rupee-dollar rate and FBR duty adjustments, and can move 5–10% in a month. Confirm on the day you buy — we refresh this guide monthly.